SecureD End User License Agreement and Terms of Use

These Terms of Use and End User License Agreement (the "Agreement") govern your download, installation, access, and use of SecureD. By downloading, installing, accessing, or using SecureD, you agree to this Agreement and to the Privacy Policy. If you do not agree, do not download, install, access, or use SecureD.

The official public copy of this Agreement is published at https://secured.liviu.me/terms/. The Privacy Policy is published at https://secured.liviu.me/privacy/. Matching copies are also available within SecureD.

IMPORTANT NOTICE — PLEASE READ

This Agreement contains provisions that materially affect your legal rights. The following summary is provided for convenience only. It does not modify this Agreement and is not a substitute for reading it in full.

• The Licensor cannot recover your Content. SecureD stores and encrypts Content on your Device. The Licensor does not hold your passcode, encryption keys, or recovery secrets. If you lose your credentials and have not configured a working recovery method, your Content may be permanently inaccessible. See Section 13.
• Your Device is the security perimeter. Any person with access to your unlocked Device may be able to view your Content, and any person who can open SecureD while your Vault is locked may be able to add Content to it if you leave Quick Capture enabled. You choose your authentication configuration and which optional features to enable. See Sections 13, 14, and 19.
• Section 31 disclaims all warranties, and Section 34 limits the Licensor's liability, excludes certain categories of damages, and caps total liability.
• Section 46 contains a binding individual arbitration agreement and a class action waiver. Unless you opt out within thirty (30) days as described in Section 46.6, you and the Licensor are giving up the right to sue in court (except in small claims court) and the right to participate in a class action.
• Section 57 contains additional provisions for residents of certain jurisdictions, including California, the European Economic Area, the United Kingdom, Switzerland, Australia, and Canada.
• Nothing in this Agreement limits rights that cannot lawfully be limited, including non-waivable consumer rights in your country or state of residence.

TABLE OF CONTENTS

Article I — Introduction, Design Philosophy, Definitions, Acceptance, and Eligibility

Article II — Software License

Article III — Content, User Responsibility, and Account Security

Article IV — Operation of SecureD

Article V — Ownership and Intellectual Property

Article VI — Product Evolution, Availability, and Support

Article VII — Warranties, Liability, and Legal Responsibility

Article VIII — Platform Requirements, Apple-Specific Terms, and External Legal Frameworks

Article IX — Suspension, Termination, and Effect of Termination

Article X — General Legal Provisions

Article I — INTRODUCTION, DESIGN PHILOSOPHY, DEFINITIONS, ACCEPTANCE, AND ELIGIBILITY

1. Introduction and Structure of this Agreement

This SecureD End User License Agreement and Terms of Use (the "Agreement") is a legally binding agreement between Liviu Patrasco, an individual sole proprietor (the "Licensor," "we," "us," or "our"), and the individual or legal entity that downloads, installs, accesses, or uses SecureD ("you" or "your").

This Agreement governs your license to download, install, access, and use SecureD, including all software, Updates, features, Documentation, and related materials made available by the Licensor, unless separate license terms expressly apply to a particular component.

Single combined document. This Agreement serves as both the end user license agreement and the terms of use for SecureD. There is no separate terms-of-use document. Where SecureD, a Platform Provider listing, or the Licensor's website refers to "Terms of Use," "Terms and Conditions," or an "EULA" for SecureD, that reference means this Agreement.

Privacy Policy. The SecureD Privacy Policy, available within SecureD and, where the Licensor publishes it, on the Licensor's website or the applicable Platform Provider listing, is incorporated into this Agreement by reference and describes how the Licensor handles personal information that it actually receives. The Privacy Policy governs privacy matters; this Agreement governs licensing, permitted use, and allocation of risk. In the event of a conflict between this Agreement and the Privacy Policy regarding the Licensor's handling of personal information, the Privacy Policy controls.

Order of precedence. If there is a conflict among the documents governing your use of SecureD, the following order of precedence applies:

• first, any mandatory Platform Provider terms that must apply as a condition of distribution, including the Apple-specific terms in Section 37;
• second, this Agreement;
• third, the Privacy Policy, except as to privacy matters, where the Privacy Policy controls as stated above; and
• fourth, any other documentation, help content, or in-app description of functionality, which is informational and does not create contractual obligations.

By downloading, installing, accessing, or using SecureD, you acknowledge that you have read, understood, and agree to be legally bound by this Agreement. If you do not agree, you must not download, install, access, or use SecureD.

2. Design Philosophy of SecureD

SecureD is licensed software designed to help users store, organize, encrypt, manage, and access personal information on supported Devices using the functionality made available by the software.

A fundamental design principle of SecureD is to maximize user control over Content by storing and processing Content primarily on the user's Device rather than under the Licensor's possession or control. As a consequence of this design, many important decisions—including authentication methods, recovery configuration, backup strategy, sharing, exports, retention, deletion, and Device security—remain under your control rather than the Licensor's.

SecureD is software, not a custodial, fiduciary, escrow, archival, records management, backup, cloud storage, digital preservation, compliance, or professional advisory service. Unless the Licensor expressly states otherwise in writing, SecureD is not represented or warranted to satisfy legal, regulatory, contractual, governmental, industry-specific, or professional requirements relating to data retention, cybersecurity, privacy compliance, evidentiary preservation, regulatory compliance, or recordkeeping.

The allocation of rights, responsibilities, and risks throughout this Agreement reflects this architecture and design philosophy.

3. Definitions

For purposes of this Agreement:

"Agreement" means this SecureD End User License Agreement and Terms of Use, together with the Privacy Policy and any other documents expressly incorporated by reference, and any amendments or updates adopted in accordance with Section 6.

"Apple" means Apple Inc. and its subsidiaries.

"Backup File" means an encrypted vault export file generated by SecureD's backup functionality and stored at a location you select.

"Beta Features" means any beta, preview, experimental, evaluation, early access, test, or other pre-release functionality that the Licensor makes available, whether or not expressly labeled as such, including functionality distributed through TestFlight or a comparable pre-release distribution channel.

"Consumer" means an individual who acquires or uses SecureD primarily for personal, family, or household purposes and who qualifies as a consumer under the applicable law of that individual's place of residence.

"Content" means any information, document, image, photograph, video, audio recording, note, credential, password, identity document, payment card information, barcode, QR code, recognition or OCR result, annotation, tag, Metadata, search index, encrypted data, imported information, exported information, generated information, or other material that is created, imported, captured, stored, organized, processed, exported, shared, or otherwise used through SecureD by you or by any person using your Device, a Local Account, or Quick Capture.

"Device" means any supported smartphone, tablet, computer, virtual environment, or other compatible hardware or computing environment on which SecureD is lawfully installed or used, subject to the device restrictions in Sections 7 and 37.

"Documentation" means user guides, in-app help content, feature descriptions, and other materials describing SecureD that the Licensor makes available.

"Feedback" means any suggestion, recommendation, idea, enhancement request, feature request, correction, comment, bug report, evaluation, proposal, or other feedback that you voluntarily provide to the Licensor regarding SecureD or the Licensor Materials.

"Licensor" means Liviu Patrasco, an individual sole proprietor, together with his successors and permitted assigns.

"Licensor Materials" means SecureD and all related software, Documentation, source code, object code, visual design, user interface, graphics, icons, trademarks, service marks, logos, branding, software architecture, algorithms, cryptographic implementations, file formats, proprietary technology, know-how, and other intellectual property made available by the Licensor.

"Local Account" means a separate user profile and associated Vault created within SecureD on a Device, including any account designated with administrator capabilities.

"Metadata" means information about Content that SecureD stores on your Device outside of, or in addition to, the encrypted payload of an item, as further described in Section 17.

"Paid Features" means any functionality, edition, subscription, or other capability of SecureD that requires payment, whether purchased through a Platform Provider or otherwise.

"Platform Provider" means any application marketplace, software distributor, enterprise deployment platform, reseller, or other third party through which SecureD is licensed, distributed, or made available to you, including Apple with respect to the App Store.

"Platform Services" means software, operating system functionality, hardware security components, biometric frameworks, cryptographic libraries, application programming interfaces (APIs), notification services, system services, or other technology provided by the operating system vendor, device manufacturer, or platform provider upon which SecureD depends or with which SecureD integrates. Examples include Apple iOS, the Secure Enclave, Face ID, Touch ID, the iOS Keychain, the iOS pasteboard and share sheet, Apple Vision on-device recognition, Android Keystore, and Windows Hello. Platform Services are supplied and controlled by their respective providers, not by the Licensor, even where you choose whether to enable or use them.

"Privacy Features" means optional functionality that lets you customize how SecureD looks on the Home Screen, how certain Content appears while browsing, and when access is allowed based on location or time, including alternate application icons, optional icon-associated opening screens, item visibility controls, privacy covers, and location- or time-based access rules. Privacy Features are convenience features and are not representations or guarantees of secrecy, anonymity, invisibility, confidentiality, or protection against unauthorized access.

"Privacy Policy" means the SecureD Privacy Policy made available at https://secured.liviu.me/privacy/ and within SecureD, as updated from time to time.

"Quick Capture" means the optional functionality described in Section 19 that permits a photograph or video to be captured while SecureD is locked and sealed on your Device for addition to a Vault at the next unlock.

"Security Features" means functionality intended to assist users in protecting access to Content through authentication, encryption, access control, or similar technical mechanisms. Security Features are designed to enhance protection but are not representations or guarantees that Content will remain confidential, available, intact, or protected against every threat, vulnerability, or unauthorized access.

"SecureD" means the SecureD software application, together with all Updates, enhancements, features, Documentation, extensions (including any share extension), and related software components made available by the Licensor under this Agreement.

"Third-Party Services" means software, applications, cloud storage providers, websites, APIs, synchronization services, communication services, external storage providers, printers, email services, or other products or services that are not provided by the Licensor or by Platform Services and that you choose to use with or in connection with SecureD.

"Update" means any update, upgrade, patch, bug fix, modification, enhancement, or new version of SecureD made available by the Licensor.

"Vault" means any protected storage area, encrypted repository, organizational container, or other mechanism provided by SecureD for storing, organizing, or managing Content.

"Vault Content" means Content stored within a Vault on your Device in encrypted form.

4. Acceptance of this Agreement

By downloading, installing, accessing, or using SecureD, you acknowledge that you have had a reasonable opportunity to review this Agreement and that you agree to be legally bound by its terms.

Where SecureD presents this Agreement for acceptance, your affirmative acceptance constitutes agreement to its terms. Where acceptance is not separately presented, your download, installation, access, or use of SecureD constitutes acceptance.

If you accept this Agreement on behalf of a company, organization, governmental entity, or other legal entity, you represent and warrant that you have authority to bind that entity to this Agreement. In that case, references to "you" include both the individual accepting this Agreement and the legal entity on whose behalf it is accepted, and the license granted under Section 7 extends to that entity's internal business use as described in that Section.

If you do not agree to this Agreement, you must not download, install, access, or use SecureD, and you should delete SecureD from your Devices.

Your rights to use SecureD are limited to those expressly granted under Article II and remain subject to the conditions, restrictions, responsibilities, and limitations set forth throughout this Agreement.

5. Eligibility and Age Requirements

SecureD is not directed to children. You represent and warrant that you are at least thirteen (13) years of age, or at least sixteen (16) years of age if you reside in a jurisdiction that establishes a higher minimum age for consent to information society services or for the formation of this type of agreement.

If you are under the age of majority in your jurisdiction but meet the applicable minimum age above, you may use SecureD only with the consent and supervision of a parent or legal guardian who agrees to be bound by this Agreement and who accepts responsibility for your use of SecureD.

If the Licensor becomes aware that a person below the applicable minimum age has accepted this Agreement, the Licensor may terminate the license under Section 42. Because SecureD stores Content on the Device rather than on Licensor systems, the Licensor generally has no ability to access or delete Content associated with such use.

You further represent and warrant that:

• you have the legal capacity and authority to enter into this Agreement;
• your use of SecureD complies with all applicable laws and regulations;
• you are not prohibited from receiving or using SecureD under applicable export control or sanctions laws, and you are not located in an embargoed country or on any applicable restricted-party list;
• any information you provide to the Licensor in connection with SecureD is accurate and not materially misleading; and
• you will use SecureD only in a manner consistent with this Agreement.

If you do not satisfy these requirements, you must not use SecureD.

6. Changes to this Agreement

The Licensor may modify this Agreement from time to time, including to reflect changes in SecureD, applicable law, Platform Provider requirements, or the Licensor's business.

Non-material changes. The Licensor may make non-material changes—such as clarifications, corrections, reorganization, or updates to contact information—effective upon posting the revised Agreement within SecureD or on the Licensor's website, with the "Last Updated" date and Document Version revised accordingly.

Material changes. For changes that materially and adversely affect your rights or obligations, the Licensor will provide reasonable advance notice before the change takes effect. Notice may be given through SecureD, by in-app presentation of the revised Agreement, by email where you have provided one, through the applicable Platform Provider, or by conspicuous posting on the Licensor's website. Unless a longer period is required by applicable law, the notice period will be at least thirty (30) days.

Your choices. Your continued use of SecureD after a material change takes effect constitutes acceptance of the revised Agreement. Where SecureD presents the revised Agreement for affirmative acceptance, you may be required to accept it in order to continue using some or all functionality. If you do not agree to a revised Agreement, your remedy is to stop using SecureD and delete it from your Devices, as described in Section 42. Because Content remains on your Device, you may export or delete your Content before discontinuing use.

Limits on changes. Changes to this Agreement apply prospectively only and do not apply retroactively to any dispute of which the Licensor had notice before the change took effect. Changes to Section 46 are subject to the additional limitations stated in that Section. Except as provided in this Section 6, or where required by applicable law, no amendment or modification of this Agreement is effective unless made in a written agreement signed by an authorized representative of the Licensor.

Article II — SOFTWARE LICENSE

7. Grant of License

Subject to your continued compliance with this Agreement, the Licensor grants you a limited, revocable, non-exclusive, non-transferable, non-assignable, and non-sublicensable license to download, install, access, and use SecureD, in object code form only, for any lawful purpose, on supported Devices that you own or control.

Scope of permitted use. The license is granted for your personal use or, where you have accepted this Agreement on behalf of a legal entity in accordance with Section 4, for that entity's internal business use by individuals authorized by that entity. In either case, the license does not permit you to make SecureD available to the general public, to operate SecureD as a hosted, managed, or shared vault service for third parties, or to use SecureD to provide a commercial service to third parties whose primary value is the functionality of SecureD.

Apple-branded device restriction. If you obtained SecureD from the Apple App Store, the license is limited to use on Apple-branded products that you own or control and as permitted by the Usage Rules set forth in the Apple Media Services Terms and Conditions, except that SecureD may be accessed and used by other accounts associated with you via Family Sharing or volume purchasing where enabled by Apple. Where a Platform Provider imposes comparable device or usage restrictions, those restrictions apply to your license.

SecureD is licensed, not sold. Your purchase, download, installation, subscription, or use of SecureD grants only the limited license expressly described in this Agreement. Except for that limited license, no ownership, title, or other proprietary interest in SecureD is transferred to you.

This license remains in effect only while this Agreement remains in effect and automatically terminates if this Agreement terminates or your license is suspended or revoked in accordance with this Agreement or applicable law.

Except for the limited license expressly granted in this Agreement, no other license, right, permission, immunity, or authorization is granted, whether by implication, estoppel, exhaustion, waiver, acquiescence, or otherwise. All rights not expressly granted are reserved by the Licensor and its licensors.

8. License Conditions

Your right to use SecureD is conditioned upon your continuing compliance with this Agreement.

Accordingly, you agree that you will:

• use SecureD only in accordance with this Agreement and all applicable laws;
• obtain SecureD only through authorized distribution channels unless applicable law expressly permits otherwise;
• use only lawfully obtained copies of SecureD;
• comply with all applicable Platform Provider, operating system, and licensing requirements governing your installation and use of SecureD; and
• promptly cease using SecureD if your license terminates or is revoked.

Failure to satisfy these conditions may result in suspension or termination of your license as provided in this Agreement, in addition to any other rights or remedies available to the Licensor under applicable law.

9. License Restrictions

Except to the extent expressly permitted by this Agreement or by applicable law that cannot lawfully be restricted by agreement, you shall not, and shall not permit, encourage, or assist any other person or entity to:

• copy, reproduce, distribute, publish, lease, rent, lend, sublicense, assign, sell, resell, or otherwise make SecureD available to any third party, except that you may make copies reasonably necessary for ordinary installation and backup purposes where permitted by applicable law and Platform Provider rules;
• modify, adapt, translate, merge, create derivative works of, or otherwise alter SecureD;
• reverse engineer, decompile, disassemble, decode, decrypt, or otherwise attempt to derive or discover SecureD's source code, object code structure, algorithms, cryptographic implementation, protocols, data structures, software architecture, trade secrets, or other proprietary technology;
• bypass, disable, interfere with, remove, or circumvent any licensing mechanism, authentication process, Security Feature, technical protection, usage limitation, or access control implemented by the Licensor;
• use SecureD to develop, train, benchmark, validate, or otherwise assist in creating any competing software, service, or technology, except that this restriction does not prohibit ordinary competitive analysis of publicly available functionality that does not involve reverse engineering, circumvention of technical protections, or use of the Licensor's confidential information;
• remove, alter, obscure, or modify any copyright notice, trademark, patent notice, proprietary legend, attribution, or other intellectual property notice contained in or accompanying SecureD;
• use SecureD in any manner intended to violate the rights of another person or entity or to facilitate unlawful conduct; or
• use SecureD in any manner inconsistent with this Agreement.

Mandatory-law carve-out. The restrictions above do not apply to the extent that applicable law expressly grants you a non-waivable right to engage in the restricted activity, including any non-waivable right to decompile SecureD to obtain information necessary to achieve interoperability with independently created software. Where applicable law conditions such a right on a prior request to the rightsholder, you agree to first request the necessary information from the Licensor at the address in Section 59 and to allow the Licensor a reasonable period to respond.

Nothing in this Agreement grants you any right to obtain, access, use, copy, or exploit SecureD's source code, software architecture, encryption implementation, file formats, communication protocols, APIs, internal interfaces, proprietary libraries, software modules, trade secrets, or other confidential or proprietary technology except to the limited extent required by applicable law.

The license granted under this Agreement is a license to use SecureD as an integrated software product. It does not grant any separate license or right with respect to any individual component, module, library, interface, protocol, file format, algorithm, cryptographic implementation, or other portion of SecureD unless the Licensor expressly provides such rights in a separate written agreement.

10. Reservation of Rights

SecureD and all associated software, technology, Documentation, visual design, user interface, architecture, algorithms, cryptographic implementations, trademarks, logos, branding, trade dress, copyrights, patents, trade secrets, know-how, and all other intellectual property rights embodied in or relating to SecureD are and shall remain the exclusive property of the Licensor or its licensors.

Nothing in this Agreement transfers ownership of SecureD or any intellectual property rights to you. Your rights are limited solely to the license expressly granted under this Agreement.

Subject to Sections 26 and 42, the Licensor reserves the right, at any time and without liability except as required by applicable law, to modify, replace, suspend, discontinue, or impose reasonable limitations on any aspect of SecureD, provided that such actions remain subject to any mandatory legal obligations that cannot be waived.

Article III — CONTENT, USER RESPONSIBILITY, AND ACCOUNT SECURITY

11. Ownership and Control of Content

You retain all right, title, and interest in and to your Content. Except as expressly provided in this Agreement, nothing in this Agreement transfers ownership of your Content to the Licensor.

SecureD is designed to store and process Content primarily on your Device and under your control. The Licensor does not operate servers that receive, host, or store Vault Content. Except to the extent that you intentionally provide Content to the Licensor outside the ordinary operation of SecureD—such as in connection with a support request or other voluntary communication—the Licensor does not possess, host, control, or access Content stored solely within your Vault.

Because the Licensor neither possesses nor controls Content stored solely within your Vault, the Licensor is not your custodian, escrow agent, trustee, records manager, backup provider, cloud storage provider, or fiduciary with respect to that Content.

Nothing in this Agreement creates any obligation for the Licensor to monitor, review, verify, preserve, archive, synchronize, retain, recover, decrypt, reconstruct, restore, or otherwise manage your Content unless the Licensor expressly agrees to do so in a separate written agreement.

If you voluntarily provide Content to the Licensor outside the ordinary operation of SecureD, the Licensor may access and use that Content only to the extent reasonably necessary to provide requested support, investigate abuse, comply with applicable law, protect legal rights, or fulfill the specific purpose for which you voluntarily provided it, and will handle it in accordance with the Privacy Policy. You should not send sensitive Content to the Licensor unless it is necessary for the purpose of your request.

12. Responsibility for Content

Because SecureD is intentionally designed to maximize your control over your Content rather than place your Content under the Licensor's control, you are solely responsible for all decisions relating to your Content.

This responsibility includes determining:

• what Content to store in SecureD;
• whether SecureD is appropriate for storing particular categories of information, including highly sensitive information such as government identification documents, payment card information, health information, or credentials;
• the accuracy, completeness, legality, sensitivity, and appropriateness of your Content;
• how long your Content should be retained;
• when your Content should be shared, exported, copied, backed up, or permanently deleted;
• what legal, contractual, regulatory, organizational, or professional obligations apply to your Content; and
• what additional safeguards, procedures, or security measures are appropriate for your particular circumstances.

Content added by others. Content may be created, imported, or captured by any person who has access to your unlocked Device, to a Local Account, or to Quick Capture while your Device is locked. As between you and the Licensor, Content that appears in a Vault under your control is treated as your Content for all purposes of this Agreement, including Sections 15 and 35. You are responsible for reviewing Content that appears in your Vault, for deleting Content you do not wish to retain, and for deciding whether to enable or disable Quick Capture.

You represent and warrant that you possess all rights necessary to create, import, capture, store, process, export, share, and otherwise use your Content through SecureD, and that neither your Content nor your use of SecureD violates applicable law or the rights of any person or entity.

SecureD is software only. Nothing contained in SecureD or this Agreement constitutes legal, financial, tax, medical, compliance, cybersecurity, records management, or other professional advice, and you remain solely responsible for decisions made in reliance upon your own judgment or professional advisers.

13. Authentication, Device Security, and Recovery

SecureD is intentionally designed so that important authentication and security decisions remain under your control rather than under the control of the Licensor.

Accordingly, you are solely responsible for:

• securing your Device;
• maintaining the confidentiality of authentication credentials, including any passcode;
• selecting authentication methods appropriate to your circumstances;
• configuring and maintaining available recovery methods;
• determining whether, when, and how to create backups;
• protecting Backup Files and recovery information;
• maintaining appropriate physical security for your Device; and
• maintaining software and operating system environments that you consider appropriate for your use of SecureD.

Authentication configurations. SecureD offers multiple authentication configurations, which may include passcode authentication, biometric authentication, a combination of both, and a configuration in which SecureD opens without requiring unlock. Configurations that reduce or eliminate authentication—including any configuration in which no lock is required, or in which automatic unlock behavior is enabled—materially reduce the protection applied to your Content and may allow any person with access to your unlocked Device to view your Content. You choose your configuration and accept the resulting risk. Automatic locking, lock-on-background behavior, and failed-attempt cool-down periods operate only as implemented and only in configurations where they apply.

Biometric authentication. Biometric authentication depends on Platform Services and Device hardware. Its security depends on how you have configured biometric enrollment on your Device. Any person whose biometric data is enrolled on your Device may be able to unlock SecureD or biometrically locked items. The Licensor does not receive or store biometric data.

Quick Capture and access to a locked Vault. Where Quick Capture is available and enabled, any person who can open SecureD on your Device while the Vault is locked can capture a photograph or video that will be added to your Vault at the next unlock, without entering your passcode and without biometric authentication. Quick Capture is designed to write only: it is not designed to display, decrypt, list, search, export, delete, or otherwise provide access to Content already stored in a Vault, and it does not unlock the Vault. As of the Effective Date, Quick Capture is enabled by default where SecureD makes it available. You may disable it at any time in SecureD's settings, and you should evaluate whether to leave it enabled in light of your own circumstances. Section 19 describes how such captures are handled.

Recovery methods. SecureD may offer optional recovery methods, which may include recovery based on a trusted physical location or on a previously enrolled reference image. Recovery methods operate only if you configure them in advance, only under the conditions you configured, and only to the extent the required Platform Services, permissions, sensors, and Device capabilities are available and functioning at the time of use. Location-based recovery depends on the accuracy of location services, which varies. Image-based recovery depends on visual recognition, which may fail or, in unusual circumstances, may match a similar scene. Recovery methods are not guaranteed to succeed.

Consequences of lost access. Loss of authentication credentials, recovery information, Backup Files, Device access, or other required security information may result in permanent and irreversible loss of access to encrypted Content.

No legacy or emergency access. SecureD does not provide any legacy contact, inheritance, next-of-kin, executor, deputy, or emergency access mechanism, and the Licensor cannot grant access to a Vault to any person, including a personal representative, heir, family member, employer, or law enforcement agency, whether or not accompanied by legal process. If you want another person to be able to access your Content in the event of your death, incapacity, or unavailability, you are solely responsible for making your own arrangements, such as securely recording credentials or maintaining an independent copy of Content outside SecureD.

The Licensor does not possess your passcodes, encryption keys, recovery secrets, biometric templates, authentication credentials, or other information necessary to decrypt or recover Content stored solely within your Vault, and has no technical capability to recover, bypass, reconstruct, or restore such access. The Licensor will not be able to help you regain access to Content if your credentials are lost and your configured recovery methods do not succeed. You are solely responsible for maintaining your own backups.

14. Local Accounts and Administrator Capabilities

SecureD may permit multiple Local Accounts on a single Device, including accounts with administrator capabilities and accounts without them.

Administrator capabilities may include managing other Local Accounts, resetting passcodes for accounts on that Device, configuring or resetting rules and recovery settings, clearing locally stored access history, and deleting accounts and their associated Vault data.

You acknowledge that:

• any person who has access to your Device and to administrator credentials may be able to exercise administrator capabilities, including actions affecting other Local Accounts on that Device;
• deleting a Local Account is designed to remove that account's key material and Vault data and is irreversible; Content deleted in this manner cannot be recovered by the Licensor;
• Local Accounts are a device-local organizational feature, not a cloud multi-user, collaboration, tenancy, or enterprise identity system, and they do not provide organizational access controls, centralized administration, remote wipe, or audit assurance; and
• locally stored access history is a convenience log maintained on the Device, may be cleared, and is not an audit trail, a security monitoring service, or evidence suitable for any legal or forensic purpose.

You are solely responsible for deciding who may access your Device, which Local Accounts to create, and which accounts receive administrator capabilities.

15. Acceptable Use

You shall use SecureD only for lawful purposes and in accordance with this Agreement.

You shall not use SecureD to:

• violate applicable law;
• create, store, possess, distribute, transmit, or facilitate access to child sexual abuse material, any sexualized depiction of a minor, or any other Content that exploits or endangers a minor;
• store, traffic in, or facilitate the use of stolen, unlawfully obtained, or fraudulently obtained payment card data, credentials, government identification documents, or personal information of another person;
• facilitate fraud, identity theft, phishing, forgery, unauthorized access to accounts or systems, money laundering, or other unlawful conduct;
• create, store, possess, distribute, or transmit Content where such conduct is unlawful;
• photograph, film, or record any person, conversation, communication, place, or document where the capture, retention, or disclosure of that recording is unlawful without the knowledge or consent of the persons involved, including under applicable wiretapping, eavesdropping, one-party or all-party consent, workplace, video surveillance, voyeurism, or intimate-image laws;
• place Content in another person's Vault without that person's authorization, whether through Quick Capture or through physical access to that person's Device, or plant, fabricate, alter, conceal, or tamper with evidence;
• infringe the intellectual property, privacy, publicity, contractual, or other legal rights of any person or entity;
• harass, threaten, stalk, exploit, defame, or unlawfully harm another person, or incite violence;
• obstruct a lawful investigation or legal process, or conceal evidence of a crime;
• impersonate the Licensor or any third party, or present SecureD as an official application of another organization for the purpose of deceiving another person;
• interfere with the operation, integrity, security, licensing mechanisms, or technical protections of SecureD;
• violate applicable export control, sanctions, or trade laws; or
• otherwise use SecureD in a manner inconsistent with this Agreement.

Because SecureD is designed as an encrypted, on-device application, the Licensor generally cannot monitor or review Content stored solely within your Vault and assumes no obligation to monitor, screen, investigate, or verify user Content except to the extent required by applicable law. The absence of monitoring is a consequence of the design described in Section 2 and is not a representation that prohibited use will go undetected by others, including law enforcement.

If the Licensor reasonably believes that your use of SecureD violates this Agreement, applicable law, or Platform Provider requirements, or creates material legal, security, or operational risk, the Licensor may suspend or terminate your license in accordance with Article IX, decline to provide support, report the matter to a Platform Provider or to law enforcement where the Licensor believes it is legally required or permitted to do so, and pursue any other remedy available under applicable law.

Article IV — OPERATION OF SECURED

16. Operational Architecture

SecureD is licensed software designed to process, organize, encrypt, and manage Content using functionality made available by the software together with capabilities provided by your Device and, where applicable, Third-Party Services.

SecureD operates primarily under your control. Many operational decisions—including authentication methods, Device configuration, operating system settings, backup strategy, recovery configuration, sharing, exports, permissions, and physical security—are determined by you rather than by the Licensor.

No Licensor-operated cloud. As of the Effective Date, SecureD does not provide Licensor-operated cloud storage, synchronization, hosting, or backup of Vault Content, and the Licensor operates no servers that receive Vault Content. If the Licensor later introduces any such functionality, it will be optional, described at the time it is made available, and governed by this Agreement as amended under Section 6 and by the Privacy Policy.

The operation, availability, performance, compatibility, and behavior of SecureD may be affected by factors outside the Licensor's reasonable control, including your Device, operating system, hardware capabilities, available storage, network connectivity, Third-Party Services, software updates, Platform Provider policies, legal requirements, and your own configuration choices.

17. Encryption, Metadata, and Technical Characteristics

SecureD encrypts the payloads of stored items on your Device using industry-standard cryptographic algorithms and key-derivation functions, together with cryptographic and secure-storage facilities provided by Platform Services. The specific algorithms, parameters, key-derivation settings, storage formats, and implementations used by SecureD may change over time as described in Section 26, and no particular algorithm, parameter, or implementation is warranted.

Encryption of payloads does not mean that every item of information on your Device is unreadable. Some information is stored on your Device outside the encrypted payload, or in a form that may be readable on an unlocked Device, from a Device backup, or through forensic examination of the Device. Depending on the functionality you use, such Metadata may include:

• item and folder titles;
• file names, content types, and item kind indicators;
• folder relationships, ordering, and timestamps;
• configuration flags, such as whether an item is biometrically locked or hidden;
• media duration and comparable descriptive attributes;
• short list-preview hints, such as the last four digits of a stored payment card number or brief identification hints;
• records associated with a capture made while SecureD is locked, which may include the Local Account to which the capture is addressed, the time of the capture, the approximate size of the sealed file, and encapsulated key material that must be combined with the Vault's private key before the capture can be opened, as described in Section 19; and
• locally stored access-history records and application settings.

You are solely responsible for taking Metadata into account when deciding what Content to store, how to title items, and whether SecureD is appropriate for your circumstances. Titles and other Metadata should not be used to store information that you require to remain confidential.

Payment card security codes. SecureD does not store card security codes (CVV, CVC, or equivalent card verification values) unless you expressly enable that option in SecureD's settings, which is off by default. Automated recognition never captures a security code; a code can only be entered by you. Where you enable the option, the code is held in the encrypted payload of the item and is not written to titles, list previews, or other Metadata. Where you disable the option, SecureD is designed to remove security codes previously stored. Storing a security code together with a card number materially increases the consequences of unauthorized access to your Device or Vault, because the combination is sufficient to attempt a card-not-present transaction; you accept that risk if you enable the option. SecureD is not a payment application, as further described in Section 32.

Encrypted Backup Files. Backup Files generated by SecureD are protected by encryption tied to the credential used to create them. The confidentiality of a Backup File depends on the strength of that credential and on where and how you store the file. A Backup File stored in a cloud drive, messaging application, external drive, or other location is subject to the security characteristics of that location, which are outside the Licensor's control.

The technical descriptions in this Section are provided so that you can make informed decisions. They describe design intent as of the Effective Date and are not warranties. Section 31 applies to all statements in this Section.

18. Platform Services and Third-Party Services

Certain SecureD functionality depends upon capabilities provided by Platform Services and permissions that you grant through your Device.

Depending upon the functionality you choose to use, SecureD may request access to Platform Services including camera access, microphone access, biometric authentication, notifications, file access, photo library access, location services, operating system security frameworks, hardware security components, or similar platform capabilities.

You determine whether to grant, deny, restrict, or revoke permissions, except where particular permissions are necessary for specific functionality, in which case that functionality will not operate without them.

If Platform Services become unavailable, unsupported, restricted, modified, or discontinued, or if required permissions are denied or revoked, corresponding SecureD functionality may become unavailable, operate differently, or cease functioning.

Platform Services are provided and controlled by their respective providers. The Licensor does not control and makes no representation regarding the continued availability, security, compatibility, functionality, performance, or future operation of Platform Services.

You may also choose to connect or interact with Third-Party Services. Your decision to use any Third-Party Service is entirely voluntary unless expressly required by SecureD.

You are solely responsible for selecting Third-Party Services, reviewing their terms and privacy practices, determining whether they are appropriate for your intended use, and understanding how they store, process, transmit, retain, secure, or otherwise handle any Content you intentionally make available to them.

The Licensor does not own, operate, monitor, or control Third-Party Services and makes no representation regarding their availability, functionality, security, compatibility, privacy practices, or continued operation.

19. Import, Capture, and Automated Recognition

SecureD provides functionality for creating Content and for importing Content from sources you select, which may include the camera, the photo library, the file system, the clipboard, and system share functionality.

Share extension and staging. When you send Content to SecureD from another application using system share functionality, that Content may be temporarily written to a shared storage area on your Device, in unencrypted form, until SecureD is unlocked and completes the import. During that interval, the Content is protected only by the operating system's own protections for that storage area and not by SecureD's Vault encryption. You should complete pending imports promptly. Where SecureD imposes limits on the number of items per share session, those limits are operational characteristics and may change.

Capture while SecureD is locked. Where you enable Quick Capture, SecureD can capture a photograph or video from its lock screen without unlocking a Vault. A capture made in this way is encrypted on your Device to a public key associated with the most recently used Local Account on that Device and is written to Device storage only in that sealed form, together with the limited records described in Section 17. The private key required to open a sealed capture is itself protected by your Vault credentials and is not available while SecureD is locked. Consequently:

• a sealed capture cannot be viewed, verified, corrected, renamed, exported, or deleted until the Vault is next unlocked;
• sealed captures accumulate on your Device until an unlock occurs, subject to any limit SecureD imposes on the number of pending captures, after which further captures may be refused;
• each capture is recorded in the locally stored access history described in Section 14, so that the Vault owner can see that Content was added while the Vault was locked; and
• if the Vault's key material is reset, replaced, or deleted before an unlock occurs—including as a result of a recovery reset, a passcode reset, or deletion of the Local Account—sealed captures can no longer be opened and will be discarded without being added to any Vault.

Quick Capture is a convenience feature. It is not represented or warranted to succeed, to complete, or to preserve any particular capture, and Sections 31 and 34 apply to it in full.

Recording other people. You are solely responsible for determining whether you may lawfully photograph, film, record, or store an image or recording of any person, conversation, place, or document, and for obtaining any consent or authorization required by applicable law. Section 15 prohibits unlawful recording.

Source copies remain where they were. Importing Content into SecureD does not delete, move, or secure the original copy in its source location. If you import a photograph, file, or document, the original remains in the photo library, file system, message thread, or other location from which it came, together with any copies, thumbnails, or backups created by Platform Services or Third-Party Services, until you delete it yourself.

Automated recognition. SecureD may use on-device recognition capabilities provided by Platform Services—including optical character recognition and barcode reading—to assist you in populating fields when importing payment cards, identification documents, or other Content. Automated recognition is an assistance feature only. Recognized values may be incomplete, inaccurate, mis-assigned, or otherwise wrong, and recognition quality depends on image quality, document format, lighting, and Platform Services behavior. You are solely responsible for reviewing and correcting all recognized values before relying on them.

Automated recognition of an identification document does not validate, authenticate, or verify that document or its holder. SecureD performs no identity verification, document authentication, know-your-customer, age verification, or government validation function of any kind.

20. Export, Sharing, Clipboard, Backup, and Processing Outside SecureD

SecureD may permit you to export, copy, print, share, synchronize, transmit, open, or otherwise make Content available outside SecureD. Each of these actions is initiated by you.

Effect of leaving the Vault. Once you intentionally make Content available outside SecureD—whether through export, sharing, synchronization, printing, clipboard operations, opening Content in another application, or interaction with a Third-Party Service—that Content may thereafter be governed by the operational characteristics, security practices, privacy practices, retention policies, and technical limitations of Platform Services, Third-Party Services, your Device, or other software outside the Licensor's control. Content shared out of SecureD is generally decrypted for that purpose and may be delivered in unencrypted form to the destination you select.

Clipboard. Copying Content places it on the system pasteboard so that you can paste it into another application. While Content is on the pasteboard, other applications running on your Device may be able to read it, and Platform Services may make pasteboard contents available across devices where you have enabled such features. Where SecureD offers a timed clipboard clearing option, that clearing is a best-effort convenience: it operates only as implemented, may not clear the pasteboard in all circumstances, does not necessarily occur when SecureD locks, and does not retrieve or delete any copy that another application or Platform Service has already captured.

Backups. Backup Files that you create are stored where you choose. You are solely responsible for the storage location, transmission, retention, and deletion of Backup Files and for the credential protecting them. Importing a Backup File affects the Vault into which it is imported.

Third-party and system backups. Platform Services may create their own backups, caches, thumbnails, previews, indexes, logs, or synchronized copies of data on your Device according to your Device and account settings. Those mechanisms are outside the Licensor's control.

The protections, controls, and operational characteristics applicable to Content while it remains within SecureD do not continue to apply after Content is intentionally made available outside SecureD.

You are solely responsible for determining whether, when, how, and to whom Content is exported, copied, shared, synchronized, transmitted, printed, or otherwise made available outside SecureD.

Nothing in SecureD restricts or controls how third parties subsequently process, retain, disclose, copy, analyze, secure, or otherwise use Content after you intentionally make that Content available outside SecureD. The Licensor cannot control, and assumes no responsibility for, actions taken by Platform Services or Third-Party Services after you intentionally make Content available to them, including storage, indexing, synchronization, transmission, retention, disclosure, deletion, analysis, backup, logging, metadata generation, or any other processing performed by those services.

21. Optional Appearance, Visibility, and Access Rules

SecureD may include Privacy Features that let you customize appearance, item visibility while browsing, and when unlock is allowed.

Depending on the version and your configuration, Privacy Features may include:

• App icon: an alternate Home Screen icon you select in Settings. Some icon choices open an associated utility-style screen; use the control described in Settings to continue into SecureD.
• Hidden items: marking items so that they are not shown during ordinary browsing until you choose to show them again. Hiding an item does not delete it, does not remove it from the Device, and does not make it unavailable to a person with access to the Device or its stored data.
• Alternate unlock views: when location or time rules apply, SecureD may show a simplified or empty vault view, or another configured screen, instead of your Content.
• Location and time rules: allowing, restricting, or denying unlock based on the Device's reported location or clock.
• Privacy cover: covering the interface when SecureD moves to the background, which reduces what appears in the application switcher but does not prevent screenshots, screen recording, or observation.

These are conveniences, not guarantees. Privacy Features are not representations or guarantees that SecureD, your Content, your identity, your activity, or your use of SecureD will remain confidential, anonymous, hidden, undiscoverable, inaccessible, or protected from observation, discovery, compelled disclosure, or forensic examination.

The operation and effectiveness of Privacy Features depend upon numerous factors outside the Licensor's reasonable control, including Device configuration, operating system behavior, notifications, screenshots, screen recording, Device and cloud backups, mobile device management, exported Content, physical access to your Device, Third-Party Services, user actions, and future software or hardware changes.

Location and time rules in particular depend on the accuracy and availability of location services, the permissions you have granted, signal conditions, and the Device's clock and time zone settings, any of which may be inaccurate, unavailable, delayed, or changed by you or by another person with access to the Device. Rules may therefore fail to trigger, or may trigger when you did not intend, including in ways that deny you access to your own Content.

Platform Providers may limit alternate application icons or related presentation options. The Licensor may modify or remove such options to comply with Platform Provider requirements.

You remain solely responsible for determining whether Privacy Features are appropriate for your intended use and whether additional safeguards are necessary for your particular circumstances.

Article V — OWNERSHIP AND INTELLECTUAL PROPERTY

22. Ownership of SecureD

Except for the limited license expressly granted under Article II, all right, title, and interest in and to SecureD and the Licensor Materials remain exclusively vested in the Licensor or its licensors.

Nothing in this Agreement transfers to you any ownership interest in SecureD, the Licensor Materials, or any intellectual property rights embodied in or relating to them.

Your rights with respect to SecureD are limited solely to the express license granted under Article II. No ownership interest, implied license, continuing right, permission, or other authorization is created except as expressly provided in this Agreement.

23. User Feedback

You are under no obligation to provide Feedback.

Unless the Licensor expressly agrees otherwise in a separate written agreement signed by an authorized representative of the Licensor, all Feedback is provided voluntarily and on a non-confidential and non-proprietary basis. Do not send the Licensor any information that you consider confidential or proprietary unless a written confidentiality agreement is already in place between you and the Licensor covering that information.

If you voluntarily provide Feedback, you grant the Licensor a perpetual, irrevocable, worldwide, non-exclusive, royalty-free, fully paid, transferable, sublicensable license to use, reproduce, modify, adapt, publish, distribute, create derivative works from, incorporate, commercialize, and otherwise exploit that Feedback for any lawful purpose without restriction, attribution, compensation, accounting, approval, or further obligation to you.

You represent and warrant that you possess all rights necessary to provide the Feedback and to grant the foregoing license.

For the avoidance of doubt, this Section applies solely to Feedback voluntarily provided to the Licensor. It does not transfer ownership of your Content, does not grant the Licensor any ownership interest in your Content, and does not apply to Content that you transmit to the Licensor solely to support a technical issue, which is handled as described in Section 11 and in the Privacy Policy.

24. Third-Party and Open Source Components

SecureD may include, incorporate, depend upon, or interoperate with software, libraries, frameworks, fonts, codecs, tools, APIs, or other components owned or licensed by third parties.

Certain components may be distributed under open-source or other third-party licenses that require notices, attributions, source code availability, or additional licensing terms. Applicable notices and attributions, where required, are made available within SecureD or on the Licensor's website.

Those licenses govern only the applicable third-party component and do not modify ownership of SecureD or the Licensor Materials as an integrated software product.

Nothing in this Agreement limits any rights that cannot lawfully be limited under the license governing a particular third-party component. To the extent a third-party license conflicts with this Agreement with respect to that component, the third-party license controls as to that component only.

Except to the extent expressly required by the applicable third-party license, this Agreement governs your use of SecureD as an integrated software product.

25. Intellectual Property Rights

The Licensor Materials are protected by copyright, patent, trademark, trade secret, unfair competition, and other intellectual property laws and treaties.

As between you and the Licensor, the Licensor owns or lawfully licenses all right, title, and interest in and to the Licensor Materials, including all present and future copyrights, patent rights, trademarks, service marks, trade dress, trade names, domain names, source code, object code, software architecture, user interface designs, algorithms, cryptographic implementations, Documentation, audiovisual works, databases, compilations, know-how, inventions, derivative works, improvements, Updates, Beta Features, configuration data, and any AI-assisted functionality, models, prompts, workflows, and related technology, where applicable, together with all other intellectual property and proprietary rights embodied in or relating to the Licensor Materials.

You shall not remove, alter, obscure, conceal, or bypass any copyright notice, trademark, proprietary legend, attribution, watermark, licensing information, or other notice contained in or accompanying the Licensor Materials.

Nothing in this Agreement grants you any ownership interest in, or any right to use, reproduce, display, distribute, or otherwise exploit the Licensor's trademarks, logos, branding, trade dress, trade names, or other source identifiers except with the Licensor's prior written consent.

Article VI — PRODUCT EVOLUTION AND AVAILABILITY

26. Product Evolution

SecureD is licensed as evolving software rather than as a static product. Accordingly, the functionality, implementation, appearance, technical characteristics, supported platforms, operational behavior, and other aspects of SecureD may change during the term of this Agreement.

As determined by the Licensor in the ordinary development, maintenance, security, compliance, operation, or evolution of SecureD, the Licensor may develop, modify, improve, replace, suspend, discontinue, or remove functionality, workflows, user interfaces, technical implementations, integrations, security mechanisms, configuration options, supported platforms, or other aspects of SecureD.

Such changes may include bug fixes, security improvements, performance enhancements, architectural modifications, compatibility updates, functionality additions and removals, or changes necessary to comply with applicable law, Platform Services, Third-Party Services, Platform Provider requirements, technical requirements, or operational needs.

Nothing in this Agreement obligates the Licensor to continue developing, maintaining, supporting, or making available any particular functionality, interface, workflow, technical implementation, platform, edition, integration, or version of SecureD.

Notice of material removals. Where the Licensor discontinues or materially reduces functionality that you have paid for, Section 29 applies. Where the Licensor discontinues functionality on which stored Content depends, the Licensor will use commercially reasonable efforts to provide advance notice through SecureD or another method described in Section 49, so that you have a reasonable opportunity to export Content, unless immediate action is required for legal, security, or Platform Provider reasons.

Updates. Where Updates are made available, you may be required to install them in order to continue using some or all functionality of SecureD. Where supported by your Device, Platform Services, or your configuration, certain Updates may be downloaded or installed automatically. By using SecureD, you authorize such automatic Updates to the extent permitted by your Device, Platform Services, and applicable law. You remain responsible for maintaining backups before installing Updates.

27. Beta, Experimental, and Preview Features

The Licensor may from time to time make Beta Features available, including through pre-release distribution channels such as TestFlight.

Beta Features are made available solely for evaluation and testing purposes and may contain defects, errors, incompatibilities, security vulnerabilities, incomplete functionality, data-handling changes, or other issues not present in generally released functionality. Beta Features may cause loss of or damage to Content.

You should not use Beta Features to store Content that you cannot afford to lose, and you are solely responsible for maintaining independent backups before using any Beta Feature.

Beta Features may be modified, suspended, discontinued, replaced, or never commercially released. Nothing in this Agreement obligates the Licensor to continue developing, supporting, maintaining, or commercially releasing any Beta Feature.

The Licensor makes no representation regarding the availability, stability, reliability, compatibility, performance, future availability, or commercial release of any Beta Feature. Beta Features are provided on an "as is" basis to the maximum extent permitted by applicable law, and Section 34 applies to them in full.

28. Availability, Compatibility, Software Editions, and Support

The availability, compatibility, functionality, and technical characteristics of SecureD may vary depending upon your Device, operating system, Platform Services, Third-Party Services, geographic region, language, licensing model, subscription tier, edition, or other operational factors.

Functionality available on one Device, operating system, platform, edition, subscription tier, or geographic region may not be available on another.

The Licensor may establish, modify, or discontinue supported Devices, minimum operating system requirements, hardware requirements, Platform Services, Third-Party Services, technical specifications, file format support, integrations, APIs, regional availability, language support, licensing models, subscription plans, or other compatibility requirements as SecureD evolves.

Future compatibility with Devices, operating systems, Platform Services, Third-Party Services, file formats, integrations, hardware platforms, or emerging technologies is not represented or guaranteed.

You are solely responsible for determining whether your Device, Platform Services, Third-Party Services, operating environment, and software configuration remain appropriate for your continued use of SecureD.

Support. As between you and any Platform Provider, the Licensor is solely responsible for support, as stated in Section 37.3. The Licensor provides support on a commercially reasonable, best-efforts basis by email at support@liviu.me, in English, and without any response time, resolution, availability, uptime, or other service level commitment, except where applicable law requires otherwise. Because the Licensor cannot access your Vault, the Licensor cannot recover Content, reset or bypass a passcode, or examine Content in order to diagnose an issue; you should not include Vault Content, passcodes, recovery information, or Backup Files in a support request. The Licensor may decline to provide support where your use of SecureD violates this Agreement, where you are using an unsupported version, Device, operating system, or modified copy of SecureD, or where the request concerns Platform Services or Third-Party Services rather than SecureD.

29. Paid Features, Subscriptions, and Refunds

As of the Effective Date, SecureD does not offer in-app purchases or subscriptions. This Section applies if and when Paid Features are introduced.

Payment through Platform Providers. Where Paid Features are offered through a Platform Provider, all purchases, payments, billing, renewals, cancellations, price changes, taxes, and refunds are processed and governed by that Platform Provider under its own terms. The Licensor does not process those payments and cannot issue refunds for them. Requests for refunds must be directed to the applicable Platform Provider in accordance with its policies.

Subscription renewal. Any subscription offered through a Platform Provider renews automatically according to the terms disclosed at the point of purchase, at the then-current price and billing frequency, until you cancel. The price, billing period, renewal terms, cancellation method, and the terms on which any free trial or introductory price converts to a paid subscription will be disclosed to you before purchase as required by applicable law. A subscription may be managed or cancelled at any time through your Platform Provider account settings, and cancellation takes effect at the end of the then-current billing period unless applicable law requires otherwise. Deleting SecureD from your Device does not cancel a subscription.

Right of withdrawal. If you are a Consumer in the European Economic Area, the United Kingdom, or another jurisdiction providing a comparable right, you may have a statutory right to withdraw from a purchase of digital content within fourteen (14) days. Where a purchase is processed by a Platform Provider, that right is exercised through the Platform Provider's process, and it may lapse once supply of the digital content has begun with your prior express consent and your acknowledgement that the right is thereby lost, to the extent permitted by applicable law. Section 57 addresses additional region-specific rights.

Changes to Paid Features. If the Licensor discontinues or materially reduces a Paid Feature during a period for which you have paid, the Licensor will, to the extent permitted by the applicable Platform Provider's systems and required by applicable law, make available a pro-rated refund or comparable remedy for the unused portion of the paid period, or direct you to the Platform Provider's refund process. This is your exclusive remedy for such a change, except where applicable law provides otherwise.

No obligation to offer paid tiers. Nothing in this Agreement obligates the Licensor to introduce, maintain, or continue offering any Paid Feature, edition, or pricing model.

Article VII — WARRANTIES, LIABILITY, AND LEGAL RESPONSIBILITY

30. Allocation of Risk

The allocation of rights, responsibilities, and risks under this Agreement follows the Design Philosophy in Section 2 and the operational framework established throughout this Agreement.

Consistent with that Design Philosophy, you acknowledge and agree that you are solely responsible for operational decisions under your control—including authentication methods and configurations, backup strategy, recovery configuration, Device security, administration of Local Accounts, use of Platform Services and Third-Party Services, imports, exports, clipboard use, sharing, retention, deletion, and determining whether SecureD is appropriate for your intended use, the sensitivity of your Content, and any legal, regulatory, contractual, organizational, or professional obligations applicable to you or your Content.

You further acknowledge that software, operating systems, hardware, Platform Services, Third-Party Services, cryptographic implementations, authentication technologies, security mechanisms, communications networks, and other technologies may contain unknown defects, implementation errors, compatibility issues, vulnerabilities, or security weaknesses that may become known only after deployment or may never be fully eliminated.

You acknowledge that no software can guarantee the confidentiality, integrity, availability, recoverability, authenticity, or long-term security of information under every circumstance.

This allocation of risk is a material basis of the bargain between you and the Licensor. The license is granted, and any price is set, in reliance on the disclaimers and limitations in this Article.

31. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SECURED, THE LICENSOR MATERIALS, AND ALL RELATED SOFTWARE, FUNCTIONALITY, DOCUMENTATION, AND SERVICES ARE PROVIDED "AS IS," "AS AVAILABLE," AND "WITH ALL FAULTS."

THE LICENSOR EXPRESSLY DISCLAIMS ALL WARRANTIES, REPRESENTATIONS, CONDITIONS, AND GUARANTEES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, SATISFACTORY QUALITY, ACCURACY, QUIET ENJOYMENT, OR THOSE ARISING FROM A COURSE OF DEALING, COURSE OF PERFORMANCE, USAGE OF TRADE, OR OTHERWISE.

Without limiting the foregoing, the Licensor does not represent or warrant that:

• SecureD will satisfy your particular requirements or intended use;
• SecureD is suitable for any legal, regulatory, contractual, governmental, industry-specific, or professional compliance obligation;
• SecureD will operate continuously or without interruption, error, defect, delay, incompatibility, degradation, or data corruption;
• defects or vulnerabilities will be identified, corrected, or prevented;
• Content will never be lost, corrupted, altered, disclosed, destroyed, or become inaccessible;
• authentication mechanisms, encryption, Privacy Features, Security Features, Platform Services, or Third-Party Services will prevent every unauthorized access, disclosure, attack, compromise, forensic analysis, malware infection, surveillance technique, or other security event;
• Metadata, Backup Files, staged imports, clipboard contents, or exported Content will remain confidential or inaccessible;
• any encryption algorithm, authentication method, cryptographic implementation, or security technology will remain effective against future vulnerabilities, advances in computing, cryptographic breakthroughs, quantum computing, artificial intelligence, or other technological developments;
• automated recognition, recovery methods, location or time rules, Quick Capture, or Privacy Features will operate accurately, reliably, completely, or as you expect;
• SecureD will detect, prevent, report, or remediate malware, spyware, ransomware, unauthorized access, compromise, forensic analysis, Device tampering, or other security incidents; or
• SecureD will remain compatible with future Devices, Platform Services, Third-Party Services, operating systems, hardware, file formats, APIs, integrations, or technical standards.

No advice or information, whether oral or written, obtained from the Licensor or through SecureD, creates any warranty not expressly stated in this Agreement.

Where applicable law does not permit the exclusion of certain warranties or the limitation of statutory rights, those warranties and rights apply to the minimum extent required by that law, and the remainder of this Section continues to apply. Some jurisdictions do not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you.

32. No Payment, Identity, Custodial, or Professional Services

For the avoidance of doubt, and notwithstanding the categories of Content that SecureD can store:

• SecureD is not a bank, credit union, money transmitter, payment processor, payment facilitator, card issuer, or financial institution, and storing payment card information in SecureD does not create any payment, settlement, chargeback, or fraud-protection capability;
• SecureD is not an identity verification, identity proofing, know-your-customer, age verification, credential issuance, or document authentication service, and storing an identification document in SecureD does not verify, validate, authenticate, or confer any legal status on that document or on you;
• SecureD is not a custodian, escrow agent, trustee, records manager, archive, digital preservation service, backup service, or cloud storage provider;
• SecureD is not a security monitoring, incident response, threat detection, antivirus, or audit service, and locally stored access history is not an audit trail; and
• SecureD does not provide legal, financial, tax, accounting, medical, insurance, compliance, cybersecurity, or other professional advice.

You are solely responsible for obtaining any professional advice or regulated service you require from an appropriately qualified provider.

33. High-Risk Activities

SecureD is general-purpose software.

SecureD is not designed, certified, or intended for use where software failure, interruption, delay, inaccuracy, corruption, unauthorized disclosure, or unavailability could reasonably be expected to result in death, personal injury, environmental harm, significant property damage, or other catastrophic consequences.

Without limiting the foregoing, SecureD is not represented or warranted as suitable for use in connection with life-support systems; medical diagnosis or treatment; emergency response systems; aviation or air traffic control; autonomous vehicles; nuclear facilities; weapons systems; critical infrastructure; regulated financial transaction processing; or other safety-critical or mission-critical environments.

You are solely responsible for determining whether SecureD is appropriate for your intended use.

34. Exclusion of Damages and Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE LICENSOR AND ITS AFFILIATES, LICENSORS, SUPPLIERS, CONTRACTORS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUCCESSORS, AND ASSIGNS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, BUSINESS OPPORTUNITY, GOODWILL, ANTICIPATED SAVINGS, USE, DATA, CONTENT, REPUTATION, OR OTHER INTANGIBLE LOSSES, REGARDLESS OF THE LEGAL THEORY ASSERTED AND EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Without limiting the foregoing, the Licensor shall not be liable for losses or damages arising from or relating to:

• loss, corruption, deletion, disclosure, alteration, or inaccessibility of Content or Metadata;
• forgotten authentication credentials, failed or unconfigured recovery methods, or unavailable Backup Files;
• deletion of a Local Account or administrator actions taken on your Device;
• user error, accidental deletion, misconfiguration, misuse, choice of authentication configuration, or failure to maintain appropriate backups;
• failures, changes, or discontinuation of Devices, Platform Services, or Third-Party Services;
• malware, ransomware, spyware, unauthorized access, cyberattacks, forensic analysis, compelled disclosure, or other security incidents;
• hardware failures, storage failures, operating system failures, network interruptions, communications failures, or power failures;
• Content that has been exported, copied, placed on the clipboard, staged for import, synchronized, shared, printed, transmitted, or otherwise externally processed;
• inaccurate results of automated recognition, or the operation or non-operation of location rules, time rules, Quick Capture, or Privacy Features;
• Content created, added, altered, or deleted by any person who has access to your Device, to a Local Account, or to Quick Capture;
• Beta Features;
• Updates, discontinued functionality, compatibility issues, or evolving technical standards; or
• events or circumstances beyond the Licensor's reasonable control.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE TOTAL AGGREGATE LIABILITY OF THE LICENSOR ARISING OUT OF OR RELATING TO THIS AGREEMENT OR SECURED SHALL NOT EXCEED THE GREATER OF (A) THE TOTAL AMOUNT ACTUALLY PAID BY YOU FOR SECURED DURING THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED UNITED STATES DOLLARS (US $100.00).

These limitations apply regardless of the number of claims, theories of liability, or causes of action asserted, and apply even if any limited remedy fails of its essential purpose.

Each disclaimer, exclusion, limitation, and allocation of risk contained in this Agreement is intended to be separate, independent, and severally enforceable. If any such provision is held unenforceable, the remaining provisions shall remain enforceable to the fullest extent permitted by applicable law.

Non-waivable liability. Nothing in this Agreement limits or excludes liability that cannot lawfully be limited or excluded under applicable law, including liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for gross negligence or willful misconduct where such limitation is prohibited. Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so some of the above may not apply to you. If you are a consumer, this Agreement does not affect your non-waivable statutory rights.

35. Indemnification

To the maximum extent permitted by applicable law, you agree to defend, indemnify, and hold harmless the Licensor and its affiliates, licensors, suppliers, contractors, officers, directors, employees, agents, successors, and assigns from and against any third-party claim, demand, action, or proceeding, and any resulting liabilities, damages, judgments, settlements, penalties, fines, losses, costs, and expenses (including reasonable attorneys' fees), to the extent arising out of or relating to:

• your Content, including any claim that your Content is unlawful or infringes or misappropriates the rights of a third party;
• your use of SecureD in violation of this Agreement or of applicable law;
• your breach of your representations and warranties under Sections 5, 12, or 38; or
• your fraudulent conduct, willful misconduct, or gross negligence.

This indemnity does not apply to the extent a claim arises from the Licensor's own breach of this Agreement, gross negligence, or willful misconduct, and it does not apply to any liability that may not lawfully be shifted to you. If you are a consumer, this Section applies only to the extent permitted by the consumer protection laws of your jurisdiction.

The Licensor will provide you with prompt written notice of any claim for which it seeks indemnification, and will reasonably cooperate in the defense at your expense. The Licensor may, at its own expense, participate in the defense with counsel of its choosing, and may assume exclusive control of the defense and settlement of any matter that could result in criminal liability, injunctive relief against the Licensor, or admission of fault by the Licensor. You may not settle any matter in a manner that imposes any obligation or admission on the Licensor without the Licensor's prior written consent.

Article VIII — PLATFORM REQUIREMENTS, APPLE-SPECIFIC TERMS, AND EXTERNAL LEGAL FRAMEWORKS

36. Platform Requirements

If you obtain SecureD through an application marketplace, software distributor, enterprise deployment platform, or other third-party distribution channel, your download, installation, licensing, payment, Updates, and use of SecureD may also be subject to the terms, policies, and technical requirements established by that Platform Provider.

This Agreement governs the legal relationship between you and the Licensor with respect to SecureD. You remain solely responsible for complying with any applicable terms, policies, technical requirements, payment obligations, or distribution requirements imposed by a Platform Provider.

The Licensor is solely responsible for SecureD and the obligations expressly undertaken by the Licensor under this Agreement. Except as expressly stated in Section 37 or as required by applicable law or mandatory Platform Provider requirements, nothing in this Agreement creates obligations on the part of any Platform Provider.

Where a Platform Provider requires additional end-user license provisions as a condition of distributing SecureD, those provisions are incorporated into this Agreement to the extent required to satisfy the applicable platform requirements, and control over any conflicting provision of this Agreement to the extent of the conflict.

37. Apple-Specific Terms

This Section applies if you obtained SecureD from the Apple App Store. It is intended to satisfy Apple's requirements for the licensed application end user license agreement, and it controls over any conflicting provision of this Agreement with respect to the matters it addresses.

37.1 Acknowledgement. You and the Licensor acknowledge that this Agreement is concluded between you and the Licensor only, and not with Apple. The Licensor, not Apple, is solely responsible for SecureD and its content. This Agreement does not provide for usage rules for SecureD that conflict with the Apple Media Services Terms and Conditions as of the date you entered into this Agreement, and you acknowledge that you have had the opportunity to review those usage rules.

37.2 Scope of License. The license granted to you for SecureD is limited to a non-transferable license to use SecureD on any Apple-branded product that you own or control, and as permitted by the Usage Rules set forth in the Apple Media Services Terms and Conditions, except that SecureD may be accessed and used by other accounts associated with you via Family Sharing or volume purchasing where enabled by Apple.

37.3 Maintenance and Support. The Licensor is solely responsible for providing any maintenance and support services with respect to SecureD, as specified in this Agreement or as required under applicable law. You and the Licensor acknowledge that Apple has no obligation whatsoever to furnish any maintenance and support services with respect to SecureD.

37.4 Warranty. The Licensor is solely responsible for any product warranties, whether express or implied by law, to the extent not effectively disclaimed. In the event of any failure of SecureD to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price, if any, for SecureD to you. To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to SecureD, and any other claims, losses, liabilities, damages, costs, or expenses attributable to any failure to conform to any warranty will be the Licensor's sole responsibility.

37.5 Product Claims. You and the Licensor acknowledge that the Licensor, not Apple, is responsible for addressing any claims by you or any third party relating to SecureD or your possession and use of SecureD, including: (a) product liability claims; (b) any claim that SecureD fails to conform to any applicable legal or regulatory requirement; and (c) claims arising under consumer protection, privacy, or similar legislation. This Agreement does not limit the Licensor's liability to you beyond what is permitted by applicable law.

37.6 Intellectual Property Rights. You and the Licensor acknowledge that, in the event of any third-party claim that SecureD or your possession and use of SecureD infringes that third party's intellectual property rights, the Licensor, not Apple, will be solely responsible for the investigation, defense, settlement, and discharge of any such intellectual property infringement claim.

37.7 Legal Compliance. You represent and warrant that (a) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a "terrorist supporting" country; and (b) you are not listed on any U.S. Government list of prohibited or restricted parties.

37.8 Developer Name and Address. Questions, complaints, or claims with respect to SecureD should be directed to: Liviu Patrasco, 17412 159th Ave SE, Renton, WA 98058, support@liviu.me.

37.9 Third-Party Terms of Agreement. You must comply with applicable third-party terms of agreement when using SecureD.

37.10 Third-Party Beneficiary. You and the Licensor acknowledge and agree that Apple and Apple's subsidiaries are third-party beneficiaries of this Agreement, and that, upon your acceptance of this Agreement, Apple will have the right (and will be deemed to have accepted the right) to enforce this Agreement against you as a third-party beneficiary of this Agreement.

38. Export Controls and Sanctions

SecureD incorporates encryption functionality and may be subject to export control laws.

You agree to comply with all applicable export control, import, re-export, trade, economic sanctions, and similar laws and regulations applicable to SecureD, including those of the United States.

You represent and warrant that:

• you are not prohibited by applicable law from receiving or using SecureD;
• you are not located in, under the control of, or a national or resident of any country subject to a comprehensive embargo administered by the United States or another applicable authority;
• you are not identified on any applicable governmental restricted-party, denied-party, or sanctions list; and
• you will not export, re-export, transfer, provide, or otherwise make SecureD available in violation of applicable export control or sanctions laws, including for any prohibited end use.

You are solely responsible for determining whether your acquisition, download, installation, access, transfer, export, import, re-export, or continued use of SecureD complies with applicable law, including any local restriction on the use, import, or possession of encryption software in your jurisdiction.

39. Government Use and Compliance-Sensitive Environments

Unless expressly agreed otherwise in a separate written agreement executed by the Licensor, SecureD is licensed as "commercial computer software" and "commercial computer software documentation" developed exclusively at private expense. Use, duplication, disclosure, modification, and adaptation by any agency or instrumentality of the United States Government are subject to the restrictions of this Agreement in accordance with FAR 12.211, FAR 12.212, DFARS 227.7202, and their successors, as applicable. Any use by other governmental entities is subject to comparable restrictions to the maximum extent permitted by applicable law.

Nothing in this Section represents that SecureD satisfies procurement rules, certification requirements, accreditation standards, acquisition standards, or operational requirements applicable to governmental entities or regulated organizations. Compliance with laws, regulations, industry frameworks, and other legal obligations is addressed in Section 40.

If you use SecureD within a governmental entity or a regulated or compliance-sensitive environment, you remain solely responsible for determining whether SecureD is appropriate for that use and for implementing any additional policies, procedures, safeguards, documentation, validation, or controls required by applicable law or your organization.

40. External Legal and Regulatory Requirements

As established elsewhere in this Agreement, SecureD is licensed as general-purpose software. Except where the Licensor expressly agrees otherwise in a separate written agreement, the Licensor does not represent or warrant compliance with any particular statute, regulation, governmental requirement, industry framework, security standard, privacy framework, contractual obligation, certification program, or professional standard, including any framework governing payment card data, protected health information, financial records, legal privilege, or public records.

The Licensor is not a service provider, processor, or business associate for you with respect to Content stored on your Device, and the Licensor will not enter into any such arrangement except by separate written agreement.

Your legal, regulatory, contractual, organizational, and professional obligations remain your responsibility. You are solely responsible for determining whether SecureD is appropriate for your intended use and for implementing any supplementary technical, administrative, procedural, contractual, or organizational measures necessary to satisfy those obligations.

Article IX — SUSPENSION, TERMINATION, AND EFFECT OF TERMINATION

41. Suspension

The Licensor may suspend your right to access or use SecureD, in whole or in part, only to the extent reasonably necessary to:

• protect the security, integrity, availability, or operation of SecureD;
• comply with applicable law, legal process, or a governmental request;
• investigate suspected fraud, abuse, unlawful activity, or violations of this Agreement;
• respond to security incidents, technical failures, operational risks, or other circumstances that could materially affect SecureD or its users;
• prevent material harm to the Licensor, other users, Platform Providers, or third parties; or
• prevent or mitigate a material risk of legal liability, regulatory action, or removal of SecureD by a Platform Provider.

Where circumstances reasonably permit, the Licensor will notify you of a suspension and its general basis, and will restore suspended access after the reason for suspension has been resolved.

Suspension is a temporary protective measure and does not waive, limit, or replace any other rights or remedies available to the Licensor under this Agreement or applicable law.

42. Termination

This Agreement remains in effect until terminated in accordance with its terms.

By you. You may terminate this Agreement at any time by permanently discontinuing all licensed use of SecureD and deleting it from your Devices. Because Content is stored on your Device, deleting SecureD may permanently delete Content stored within it. You are solely responsible for exporting any Content you wish to keep before deleting SecureD.

By the Licensor. The Licensor may terminate this Agreement or the license granted under Article II if:

• you materially breach this Agreement;
• your continued use of SecureD violates applicable law;
• continued performance of this Agreement would require the Licensor to violate applicable law or a mandatory Platform Provider requirement;
• SecureD or your applicable license is discontinued; or
• termination is otherwise permitted under this Agreement or applicable law.

Notice and cure. Except where immediate termination is required by law, by a Platform Provider, or to address unlawful conduct, a material security risk, or conduct described in Section 15, the Licensor will provide notice of a breach and a reasonable opportunity of at least fourteen (14) days to cure before terminating for that breach.

Discontinuation. If the Licensor discontinues SecureD generally, the Licensor will use commercially reasonable efforts to provide advance notice through SecureD, the applicable Platform Provider, or the Licensor's website, so that you have a reasonable opportunity to export your Content. The Licensor has no obligation to continue distribution, and Content stored on your Device is not affected by the Licensor's discontinuation of distribution unless and until you delete SecureD or your Device or operating system ceases to support it.

Termination of this Agreement automatically terminates the license granted under Article II.

43. Effect of Termination

Upon termination of this Agreement:

• all rights granted to you under this Agreement immediately cease;
• you must immediately discontinue all licensed use of SecureD;
• you must cease exercising all rights granted under Article II; and
• you remain responsible for all obligations arising before the effective date of termination.

Termination does not require the Licensor to preserve, recover, decrypt, reconstruct, restore, export, host, synchronize, or otherwise make available any Content. The Licensor holds no copy of your Vault Content and therefore cannot provide it to you following termination.

Termination does not alter the ownership of Content established under Section 11.

Except to the extent required by applicable law, by a Platform Provider's refund policy, by Section 29, or by a separate written agreement executed by the Licensor, termination does not entitle you to any refund, reimbursement, compensation, continued support, continued Updates, continued access to functionality, or continued availability of SecureD.

Termination does not affect any rights, remedies, obligations, or liabilities that accrued before the effective date of termination.

44. Survival

Termination of this Agreement does not affect provisions that, by their nature or express terms, are intended to survive termination.

Without limitation, this includes provisions relating to ownership and intellectual property rights; Feedback; warranty disclaimers; allocation of risk; limitation of liability; indemnification; export control obligations; Apple's rights as a third-party beneficiary under Section 37; governing law; dispute resolution, arbitration, the class action waiver, and the time limit for claims; the region-specific provisions in Section 57; the language provisions in Section 58; accrued rights and remedies; and any other provision that is intended to remain effective after termination.

The survival of any provision shall not be interpreted as expanding any right or obligation beyond the extent necessary to give that provision continuing legal effect.

Article X — GENERAL LEGAL PROVISIONS

45. Governing Law and Venue

Except to the extent prohibited by mandatory consumer protection laws or other non-waivable provisions of applicable law, this Agreement and any dispute, claim, or controversy arising out of or relating to this Agreement or SecureD shall be governed by and construed in accordance with the laws of the State of Washington, United States, without regard to its conflict of law principles.

Consumer rights preserved. If you are a consumer, this choice of law does not deprive you of the protection afforded by provisions that cannot be derogated from by agreement under the law of the country or state in which you habitually reside, and you may also be entitled to bring proceedings in the courts of that country or state where mandatory law so provides.

Subject to Section 46, and unless prohibited by applicable law, the state and federal courts located in King County, Washington shall have exclusive jurisdiction over any dispute arising out of or relating to this Agreement, and each party irrevocably submits to the personal jurisdiction of those courts and waives any objection based on inconvenient forum.

The United Nations Convention on Contracts for the International Sale of Goods (CISG) does not apply to this Agreement.

46. Dispute Resolution, Arbitration, and Class Action Waiver

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT AND TO PARTICIPATE IN A CLASS ACTION. YOU MAY OPT OUT OF ARBITRATION AS DESCRIBED IN SECTION 46.6.

46.1 Informal resolution first. Before initiating arbitration or litigation, the party asserting a claim must send the other party a written notice of dispute describing the nature and basis of the claim and the specific relief sought. Notices to the Licensor must be sent to support@liviu.me and to the address in Section 59. Notices to you will be sent to the contact information you have provided. The parties will attempt in good faith to resolve the dispute for thirty (30) days after receipt of the notice. This informal process is a condition precedent to commencing arbitration, and any applicable limitations period is tolled during that period.

46.2 Agreement to arbitrate. If the dispute is not resolved through the informal process, and except as provided in Sections 46.4 and 46.7, you and the Licensor agree that any dispute, claim, or controversy arising out of or relating to this Agreement or to SecureD—including its formation, interpretation, breach, termination, validity, or enforceability—shall be resolved by binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, or under its Commercial Arbitration Rules where you are not a consumer. The Federal Arbitration Act governs the interpretation and enforcement of this Section.

46.3 Arbitration procedure. The arbitration shall be conducted by a single arbitrator. Unless you and the Licensor agree otherwise, the arbitration shall take place in the county in which you reside, or shall be conducted by telephone, videoconference, or on documents only, at your election where the AAA rules permit. The arbitrator may award any relief available in an individual action under applicable law, including statutory damages and attorneys' fees where authorized by statute, but may not award relief on a class, collective, consolidated, or representative basis. The arbitrator's award is final and binding, and judgment on the award may be entered in any court of competent jurisdiction. Payment of filing, administration, and arbitrator fees is governed by the applicable AAA rules; where those rules assign a consumer filing fee, the Licensor will pay the portion of your fees that exceeds the cost of filing in the applicable court if the arbitrator determines your claim is not frivolous.

46.4 Exceptions. Notwithstanding Section 46.2, either party may (a) bring an individual action in small claims court for any claim within that court's jurisdiction, and (b) seek injunctive or other equitable relief in a court of competent jurisdiction to prevent or stop the actual or threatened infringement, misappropriation, or violation of intellectual property rights or unauthorized access to or misuse of SecureD. Seeking such relief does not waive either party's rights under this Section.

46.5 Class action and jury trial waiver. YOU AND THE LICENSOR AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate more than one person's claims or preside over any form of representative or class proceeding, except as provided in Section 46.8. If this waiver is found to be unenforceable as to a particular claim or request for relief, then that claim or request for relief shall be severed from the arbitration and brought in the courts identified in Section 45, and all other claims shall proceed in arbitration. To the extent any claim proceeds in court, you and the Licensor each waive any right to a trial by jury to the maximum extent permitted by applicable law.

46.6 Your right to opt out. You may opt out of the arbitration agreement and class action waiver in Sections 46.2, 46.3, and 46.5 by sending written notice to support@liviu.me with the subject line "Arbitration Opt-Out," including your name and a statement that you decline arbitration, within thirty (30) days after you first accept this Agreement or first accept any amendment that materially modifies this Section. Opting out will not affect any other part of this Agreement or your use of SecureD. If you opt out, disputes will be resolved in the courts identified in Section 45.

46.7 Where arbitration does not apply. This arbitration agreement does not apply to the extent prohibited by applicable law, and it does not apply to you if you are a consumer residing in a jurisdiction—including in the European Union, the United Kingdom, or another jurisdiction with comparable protections—whose law makes pre-dispute arbitration agreements unenforceable against consumers or preserves your right to bring proceedings in your local courts. In that case, disputes will be resolved by the courts having jurisdiction under applicable law, and Section 45 applies subject to your non-waivable rights.

46.8 Coordinated filings. If twenty-five (25) or more demands for arbitration raising substantially similar claims are filed against the Licensor by or with the assistance of the same counsel or coordinated group within a ninety (90) day period, the parties agree that the demands shall be administered in sequential batches of no more than fifty (50) demands each, with a single arbitrator appointed per batch, and that any applicable limitations period shall be tolled for demands awaiting a later batch. This Section is intended to promote efficient resolution and does not limit any party's substantive rights.

46.9 Changes to this Section. Any amendment to this Section 46 applies only to disputes arising after the amendment's effective date, and you will have a renewed thirty (30) day opportunity to opt out as described in Section 46.6.

46.10 Time limit for claims. To the maximum extent permitted by applicable law, any claim or cause of action arising out of or relating to this Agreement or to SecureD must be commenced, whether in arbitration or in court, within one (1) year after the claim first accrued, and is otherwise permanently barred. This limitation does not apply where applicable law prohibits the shortening of the applicable limitations period, including for Consumers whose law provides a longer non-waivable period, and it does not apply to claims for injunctive or equitable relief described in Section 46.4(b).

46.11 Survival and severability. This Section survives termination of this Agreement. If any portion of this Section other than Section 46.5 is found unenforceable, that portion shall be severed and the remainder shall continue to apply.

47. Force Majeure

Neither party shall be responsible for delays, interruptions, failures to perform, or inability to provide or use SecureD to the extent resulting from circumstances beyond that party's reasonable control, including natural disasters, acts of government, war, terrorism, civil unrest, labor disputes, internet or telecommunications failures, widespread cyberattacks, utility outages, epidemics, pandemics, failures of Platform Providers, failures of Third-Party Services, or supply chain disruptions.

Nothing in this Section excuses any payment obligation or any other obligation that accrued before the force majeure event.

48. Assignment

You may not assign, delegate, sublicense, transfer, or otherwise dispose of this Agreement or any rights or obligations under it without the Licensor's prior written consent, except that an entity that accepted this Agreement under Section 4 may assign it to a successor to all or substantially all of its business or assets, provided the successor agrees in writing to be bound by this Agreement.

The Licensor may assign or transfer this Agreement, in whole or in part, in connection with a merger, acquisition, corporate reorganization, financing transaction, sale of assets, or by operation of law, provided that the assignee assumes the Licensor's obligations under this Agreement.

Any prohibited assignment is void to the fullest extent permitted by applicable law. This Agreement binds and benefits the parties and their permitted successors and assigns.

49. Notices

Notices to you. The Licensor may provide notices through SecureD, by in-app message or presentation, by email where you have provided an email address, through the applicable Platform Provider where appropriate, by publication on the Licensor's website, or by any other legally permissible means. Notices are effective when sent or posted.

Notices to the Licensor. Except where this Agreement specifies otherwise, legal notices to the Licensor must be sent by email to support@liviu.me and, where a physical notice is required by law, by mail to Liviu Patrasco, 17412 159th Ave SE, Renton, WA 98058. Notices to the Licensor are effective upon receipt.

You are responsible for maintaining accurate contact information where required for your use of SecureD, and for monitoring in-app notices where you have not provided an email address.

50. No Waiver

Failure or delay by either party to exercise any right or remedy under this Agreement shall not constitute a waiver of that right or remedy.

Any waiver must be in writing and signed by the party granting the waiver.

A waiver of one breach or provision shall not constitute a waiver of any other breach, provision, or future breach.

51. Severability

If any provision of this Agreement is determined to be invalid, illegal, or unenforceable, that provision shall be enforced to the maximum extent permitted by applicable law while preserving, to the greatest extent possible, the original legal and commercial intent of the parties.

If modification rather than invalidation would preserve the enforceability and intended effect of the affected provision, the provision shall be interpreted or modified only to the minimum extent necessary to make it enforceable where permitted by applicable law.

The remaining provisions shall remain in full force and effect. Section 46.5 is subject to the specific severability rule stated in that Section.

52. Entire Agreement

This Agreement, together with the Privacy Policy and any other documents expressly incorporated by reference, constitutes the complete and exclusive agreement between you and the Licensor regarding SecureD.

It supersedes all prior or contemporaneous agreements, understandings, negotiations, proposals, communications, representations, and warranties relating to its subject matter, other than any separate written agreement signed by an authorized representative of the Licensor that expressly governs your use of SecureD.

No amendment or modification of this Agreement is effective except as provided in Section 6, as required by a Platform Provider under Sections 36 and 37, or as required by applicable law.

Nothing in this Section limits liability for fraud or fraudulent misrepresentation.

53. No Third-Party Beneficiaries

Except as expressly provided in Section 37 with respect to Apple, or where otherwise required by applicable law or mandatory Platform Provider requirements, this Agreement is intended solely for the benefit of you and the Licensor.

No other person or entity acquires any right to enforce any provision of this Agreement solely by virtue of this Agreement.

54. Relationship of the Parties

Nothing contained in this Agreement creates or shall be interpreted as creating any partnership, joint venture, agency, employment, fiduciary, franchise, trust, bailment, or similar relationship between the parties.

The parties are independent contracting parties entering into a software license agreement.

55. Electronic Acceptance

Where permitted by applicable law, your electronic acceptance of this Agreement, or your download, installation, access, or use of SecureD where acceptance is required, constitutes your legally binding agreement to its terms.

Electronic records and electronic signatures relating to this Agreement shall have the same force and effect as paper records and handwritten signatures. You consent to receive this Agreement, amendments, and related notices in electronic form.

56. Interpretation

Headings and the table of contents are provided solely for convenience and shall not affect interpretation.

The words "including," "includes," and similar expressions mean "including without limitation."

Words in the singular include the plural where appropriate, and vice versa. References to one gender include all genders where appropriate.

The word "or" shall not be interpreted as exclusive unless the context clearly requires otherwise.

References to a Section or Article are references to a Section or Article of this Agreement.

Examples of functionality given in this Agreement describe SecureD as of the Effective Date, are illustrative rather than exhaustive, and do not create any obligation to provide or maintain the functionality described.

No provision of this Agreement shall be interpreted against either party solely because that party drafted the Agreement.

57. Region-Specific Provisions

The provisions of this Section apply to you if you reside in the jurisdiction identified, apply only to the extent the identified law applies to you, and control over any conflicting provision of this Agreement to the extent of the conflict.

57.1 California residents. In accordance with California Civil Code Section 1789.3, you may report a complaint regarding SecureD to the Licensor by email at support@liviu.me or in writing at the notice address in Section 59. You may also contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834, or by telephone at (800) 952-5210. As of the Effective Date, SecureD is made available without charge and no Paid Features are offered; if Paid Features are introduced, prices and terms will be disclosed at the point of purchase.

57.2 Consumers in the European Economic Area, the United Kingdom, and Switzerland. If you are a Consumer resident in the European Economic Area, the United Kingdom, or Switzerland:

• your mandatory statutory rights are not excluded or limited by this Agreement, including any statutory right to a remedy where digital content does not conform to this Agreement, and Sections 31, 34, and 35 apply only to the extent permitted by the law applicable to you;
• nothing in this Agreement excludes or limits liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for intent or gross negligence where such exclusion is prohibited;
• the arbitration agreement and class action waiver in Section 46 do not apply to you, as stated in Section 46.7, and you may bring proceedings in the courts of your place of residence where mandatory law so provides;
• the choice of Washington law in Section 45 does not deprive you of the protection of provisions that cannot be derogated from by agreement under the law of the country in which you habitually reside; and
• the right of withdrawal described in Section 29 applies to any purchase of digital content to the extent provided by applicable law.

57.3 Consumers in Australia. Nothing in this Agreement excludes, restricts, or modifies any guarantee, right, or remedy that you have under the Australian Consumer Law and that cannot lawfully be excluded, restricted, or modified. To the extent permitted by that law, where the Licensor is liable for a failure to comply with a consumer guarantee in respect of software that is not of a kind ordinarily acquired for personal, domestic, or household use, the Licensor's liability is limited, at the Licensor's election, to replacing or resupplying SecureD or to paying the cost of having SecureD replaced or resupplied.

57.4 Residents of Canada. If you are a Consumer resident in Canada, the arbitration agreement and class action waiver in Section 46 apply only to the extent permitted by the consumer protection legislation of your province or territory, including the Consumer Protection Act (Quebec), and nothing in this Agreement limits any non-waivable statutory warranty or right of recourse available to you. The parties confirm their express wish that this Agreement and all related documents be drawn up in the English language. Les parties confirment leur volonté expresse que la présente convention ainsi que tous les documents qui s'y rattachent soient rédigés en langue anglaise.

58. Language and Translations

This Agreement is drafted in the English language. Any translation is provided for convenience only and has no independent legal effect. In the event of a conflict or inconsistency between the English version and any translation, the English version controls, except where applicable law requires that a version in your local language prevail.

Notices, correspondence, support, and any arbitration or judicial proceeding under this Agreement will be conducted in English unless applicable law or the applicable arbitral or procedural rules require otherwise.

59. Contact Information

Questions, complaints, or claims regarding this Agreement or SecureD may be directed to:

• Licensor: Liviu Patrasco, individual sole proprietor
• Notice address: 17412 159th Ave SE, Renton, WA 98058, United States
• Email: support@liviu.me

The Licensor may update its contact information by notice given in accordance with Section 49 without otherwise amending this Agreement.

END OF AGREEMENT

SecureD is licensed software that stores Content on your Device. The Licensor cannot access or recover Content stored in your Vault. Please maintain your own backups and recovery methods.

Document Version 3.0 — Effective August 3, 2026. Copyright © 2026 Liviu Patrasco. All rights reserved.